Rent vs. Buy Comparison
Arapahoe County, Colorado

64,583 renters in Arapahoe County are able to afford a house.

Some believe the housing market is unstable, but Arapahoe County home prices are expected to rise 2.2% this year and 18.0% over the next five years, resulting in a $107,000 profit on a $593,000 home purchase.*

This is a strong market, but according to a national survey, people believe they need a 20% down payment, but you can buy a home with as little as 3.5% or 5% down, depending on the program.

Contact me to discuss your homebuying goals and to see if you qualify...

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Nick Barta is the nation's top FHA Loan Originator and one of Colorado's top producing Down Payment Assistance Loan Originators.


He is eager to help you achieve your homeownership goals and answer any questions you may have.


Nick Barta

Mortgage Loan Originator

NMLS 25540 | MA MLO 25540 | AZ MLO 0927129

Phone: (303) 709-9625

#1 FHA Loan Originator in the Country


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Phone: (303) 709-9625



*Loan and monthly payment buying scenarios used for informational purposes only and may not be specific to your situation. Rates expressed may not be available at this time. This document should not be construed as investment or mortgage advice or a commitment to lend. Your results may vary. There are no guarantees, promises, representations and/or assurances concerning the level of accuracy you may experience. For actual and current terms and rate information, please contact your lender directly. APR of 6.364% assumes a 5.500% simple fixed interest rate assuming $51,990 in fees included in APR. Monthly principal and interest payment based on a fully amortizing fixed interest loan of $563,350 with 360 monthly payments at the assumed simple interest rate (Current as of 8/8/2022). *Lender is not a tax consultation firm. Please seek advice from a tax professional. Source: MBS Highway, Zillow Economic Data. Monthly expenses may or may not include condominium or HOA fees, if applicable; your payment may be greater.


Security First Financial is a division of Primary Residential Mortgage, Inc. PRMI NMLS 3094. Branch NMLS 385589. PRMI is an Equal Housing Lender.  Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms, and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend.  This office is licensed and examined by the Office of Consumer Credit Commissioner of the State of Texas.


Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at A toll-free consumer hotline is available at 1-877-276-5550. 


The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at