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Fast & Easy Mortgages
Houston, TX

Are you ready for a fast and easy mortgage experience?

Through decades of mortgage lending experience, we've developed a deep knowledge of multiple loan products and a system that allows us to provide you with a fast and easy mortgage experience.

If you're dealing with a slow lender or difficult loan product, we can help you through the process quickly while keeping you updated every step of the way so you can relax and get into your new home as soon as possible.

  • Closings in as little as 16 days (Appraisal turn around times permitting) 

  • Secure electronic document signing from almost anywhere

  • Proficient in numerous loan products including down payment assistance, reverse mortgages, gift of equity, and for sale by owner (FSBO)*

We're here to provide you with an honest and personalized mortgage experience.


Please fill out the form to get started...

Young couple holding a chalkboard with "our first home" written on it
Your Trusted Mortgage Lender

We believe that every customer should have the best possible experience when securing mortgage financing. That fundamental belief is the basis of our business, and evident in the one-on-one service and exacting level of detail we strive to provide for our clients throughout the mortgage process.

Feel free to contact us with any questions about how we can best serve you. We look forward to working with you soon!


Nick Barta

Mortgage Loan Originator

NMLS 25540 | MA MLO 25540 | AZ MLO 0927129

Phone: (303) 709-9625

#1 FHA Loan Originator in the Country

Keeping it in-house so you close quickly and on time.

Our team of mortgage professionals is dedicated to giving you a quick close. No matter where you are in the loan process, we'll provide you with constant communication so you don't have to worry. You'll be able to close on time and start enjoying your home.


5 Easy Steps Of The Home Loan Process:


STEP ONE: Get Prequalified


Getting prequalified is the first step in purchasing a home. We simply need to check your credit, make sure your scores qualify and then use the information on your credit report to calculate how much home you can afford. Once we know the amount that you are prequalified for, we’ll give you a prequalification letter.


STEP TWO: Find Your Dream Home


Start searching for your dream home within the price range determined by your prequalification letter. Contact your loan originator if you have questions about potential issues with any home you are considering.

STEP THREE: Appraisal

An appraisal is required for your loan. An unbiased third party will visit your potential home and will check for any major issues and will review any safety hazards. The appraiser will also compare your potential home with other similar homes in the area to determine the value of your home. Whatever amount the appraiser states your home is worth will be the maximum loan amount allowed.

STEP FOUR: Underwriting


An underwriter will analyze the documentation you’ve provided in your loan application and verify that the loan program you’ve applied for is the correct one for your needs. They will typically request additional documentation based on the information you initially provided in order to finalize the approval process of your loan.


STEP FIVE: Close on the Property


Once everything is approved by the underwriter and the related government institution (if applicable), you will be sent the final documentation from your loan officer to start the process of closing on the property. When your closing date arrives, you will sign your documentation with the local title company/attorney, and then you will officially be a homeowner!


If you have any further questions about the process details, or are ready to get started, please reach out to us. We'd be happy to help!

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Young couple holds happily a key to their new home

Phone: 346-800-3989



*Down Payment Assistance: First lien interest rates may be higher when using a DPA second. Closings costs and fees may still apply. Reverse Mortgage: The homeowner is responsible for paying taxes and insurance and for properly maintaining the home. The home must be used as the homeowner’s primary residence. This ad is not from HUD or FHA and was not approved by HUD or any government agency. The loan is subject to foreclosure for failure to pay taxes and insurance to maintain the property and insurance and to comply with the terms of the loan. 


Security First Financial is a division of Primary Residential Mortgage, Inc. PRMI NMLS 3094. Branch NMLS 385589. PRMI is an Equal Housing Lender.  Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms, and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend.  This office is licensed and examined by the Office of Consumer Credit Commissioner of the State of Texas.


Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at A toll-free consumer hotline is available at 1-877-276-5550. 


The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at

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