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Metro DPA Social Equity Program

The metroDPA Social Equity Program offers potential Colorado homebuyers $15,000 or $25,000 in down payment assistance* based on their income level and approval by the Department of Housing Stability.


The program is for people who lived in or are descendants of families that lived in Denver's redlined neighborhoods from 1938-2000.

Please fill out the form to begin your application, or contact us if you have any questions or want to check your eligibility.


Nick Barta

Division President | Mortgage Loan Originator

NMLS 25540 | MA MLO 25540 | AZ MLO 0927129

Phone: (303) 709-9625


#1 FHA Loan Originator in the Country (2021-2022)

*First lien interest rates may be higher when using a DPA second.

To start, please complete the form below... 

Your credit score (Estimate ok)
Your down payment budget (Esitmate ok)

What is the metroDPA Social Equity Program?

The metroDPA Social Equity Program offers potential homebuyers $15,000 or $25,000 based on their income level and approval by the Department of Housing Stability.* The program aims to increase homeownership in communities of color, and targets people who lived in or are descendants of families that lived in Denver’s redlined neighborhoods from 1938-2000.

metroDPA Social Equity Program Eligibility:

  • Household income limits of $176,700/year

  • Minimum credit score of 640

  • Up to 5% in down payment assistance with no interest*

  • Forgivable loan - don't have to pay back in the homeowner stays in the home for more than 3 years

Applicants must do the following to use the metroDPA Social Equity program:

  • Find the location on the redlined mapping tool to identify it as an eligible property

  • Complete a form and provide the necessary documentation to prove eligibility

  • If eligible, an approval number will be emailed to you

  • Meet credit and income qualifications to qualify for a metroDPA home loan

  • Income level determines the amount of assistance

The metroDPA Social Equity Qualifying Areas map is available below to confirm eligibility:


Nick Barta, Division President of Security First Financial, is an approved metroDPA lender. Please contact us to request more information or to verify your eligibility.

Nick Barta
Division President | Loan Originator
NMLS/MA MLO 25540 | AZ MLO 0927129
M: (303) 709-9625
O: (303) 740-8300
Fax: (844) 222-3273

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See what our customers are saying...


"This process was very smooth and I am very happy to finally be in my own home. Thank you for making this happen for me." - Sherri R. (Colorado Springs, CO)


"Nick's entire team was amazing! Our questions were responded to quickly. Everyone was friendly and patient. I would recommend this team to anyone looking for a new home. Thank you!" - Veronica F. (Frederick , CO)


"Nick was very responsive, knowledgeable, and incredibly helpful. We are super grateful he walked us through the process and helped us finance our first home! We highly recommend him and his team!" - Karina P. (Aurora , CO)

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