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Employee Mortgage Benefit Program

We're excited to inform you that your employer is participating in Security First Financial's Employee Mortgage Benefit Program!


This means that if you finance the purchase of a qualifying home in Colorado with Security First Financial AND use an approved real estate agent, you will receive a $2,000 consumer incentive that can be used toward closing costs and prepaid items.*

Your employer has activated your $2,000 consumer incentive!

Please fill out our online mortgage application now to get started and claim your incentive...

Program Benefits for Employees

​You will also receive complimentary one-on-one consultations with a reputable Colorado lender to discuss your real estate needs, as well as a fast and secure online application and home loans tailored specifically to your homeownership goals.


Other benefits include:

  • ​Consumer incentive can be applied to a variety of loans, including FHA, VA, and Conventional Loans.

  • Qualified applicants can receive up to $24,000 in down payment assistance.**

  • Many buyers will be able to purchase their home for as little as $1,000 out of pocket.

  • No restriction on the area where you purchase in Colorado

  • No income limit restrictions

  • No upfront fees

  • Up to $1,000 real estate agent credit with approved agent

  • Easy online mortgage application and approval process

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Some kind words from our satisfied customers...

⭐ ⭐ ⭐ ⭐ ⭐

“Nick was very understanding, compassionate, and extremely patient through the process. He always took the time when we called with any questions to answer them and help us along the process. Thank you Nick!"

 ⭐ ⭐ ⭐ ⭐

“Nick was very knowledgeable, easy to work with, great interest rate, plus he helped me get all my items ready to close on my second home in less than a month. SIMPLY AMAZING!!! Will definitely use him again."

 ⭐ ⭐ ⭐ ⭐

“Nick Barta made the loan process super easy. Nick and his team are super nice and they will keep you updated though the whole process of your loan. All the questions I had were answered right away by Nick and his team. If I bought another home I would go with Nick and his team!!"


Security First Financial is a Colorado mortgage company that has been in operation for over 27 years. They are dedicated to giving Coloradans the best opportunities to become homeowners.


Nick Barta

Division President | Mortgage Loan Originator

NMLS 25540 | MA MLO 25540 | AZ MLO 0927129

Phone: (303) 709-9625

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*Security First Financial is a Division of Primary Residential Mortgage, Inc. The PRMI branch number 6066 will provide $1,000 and the real estate agent will provide up to $1,000 as a consumer incentive to be used toward the payment of the loan closing costs. Available for properties located in Colorado only. Borrowers are eligible for a credit toward closing costs on the CLOSING DISCLOSURE. Loan must be secured by a first mortgage or deed of trust (New Loan) only, subject to qualification, approval, and closing with Primary Residential Mortgage, Inc. Loan must close within 60 days from the date of loan application. Consumer incentive may not exceed $2,000 in total and may not be used for any other purpose. Consumer incentive must be mentioned and/or presented at time of application and all eligibility requirements met no later than 10 days prior to the New Loan closing date. Only one consumer incentive permitted per loan. Cannot be used in conjunction with any other current promotions. This consumer incentive is void where prohibited and is non-transferable, subject to the terms herein, and valid on all complete applications received on or after January 01, 2023. Loan must close on or before December 31, 2023.

**First lien interest rates may be higher when using a DPA second.


Security First Financial is a division of Primary Residential Mortgage, Inc. PRMI NMLS 3094. Branch NMLS ID# 385589. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms, and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. Colorado – Regulated by the Division of Real Estate, UCCC #987701-016. Arizona – Arizona Department of Financial Institutions 0902614. Massachusetts – Licensed by the Massachusetts Division of Banks as a Broker and Lender as #MC3094. Florida - Florida Office of Financial Regulation MLD646. Texas - This office is licensed and examined by the Office of Consumer Credit Commissioner of the State of Texas. Utah - Utah Division of Real Estate #5489480.

Your opinion is greatly appreciated, we thank you for visiting this website of Primary Residential Mortgage, Inc. If you have specific questions, comments, concerns, or complaints we invite you to contact us by the email shown here: Emails received during business hours should receive a response within 48 hours, excluding weekends or holidays.

Primary Residential Mortgage, Inc. is licensed under the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking through one of the means indicated below: In Person or U.S mail: 2601 North Lamar Boulevard, Suite 300, Austin, Texas 78705-4294, Telephone No. (877) 276-5554, Fax No: (512)475-1313 Email: Website:

Consumers wishing to file a complaint against a mortgage banker or licensed mortgage banker residential loan originator should complete and send a complaint form to the TX department of savings and mortgage lending, 2601 North Lamar Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery find must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at


©2023 Primary Residential Mortgage, Inc. All rights reserved.

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